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[2016-09-16 15:42:06] - yeah I don't believe wikileaks is directly involved in any of the snowden stuff. I was under the impression he was solely working with Greenwald. - mig
[2016-09-16 15:10:35] - Daniel: That's interesting, because Gurkie had a very similar objection to Snowden (re: WikiLeaks and releasing info that endangered overseas agents). I actually don't know how much he might've worked with them (if at all), but I thought they were fairly distinct. -Paul
[2016-09-16 15:03:27] - I thought he gave a lot of it to WikiLeaks? Maybe I'm crazy though? I could be totally wrong about facts when it comes to Snowden. Part of why I'm not set in stone on my opinions. -Daniel
[2016-09-16 14:52:20] - "Like if he only wanted to expose NSA data collection why not only release stuff about that." My understanding is only the NSA program information was disseminated to the public through Glen Greenwald. There's contention that he took more info than that (probably true) and dissemminated that with foreign governments (no real evidence for either side there) - mig
[2016-09-16 13:55:08] - That said I don't think I would spend/waste resources trying to go after him or pursue him in any way. I think exile from the US and just having a warrant out so that he can't ever go to a place that would extradite him sufficient. -Daniel
[2016-09-16 13:54:08] - I'm not set it stone on Snowden but I'd probably be against pardoning him. I think it sets a bad precedent and I'm not sure I believe in his intentions and goals (as limited as my understanding of them is). Like if he only wanted to expose NSA data collection why not only release stuff about that. -Daniel
[2016-09-16 12:10:43] - http://www.nytimes.com/2016/09/16/us/politics/hillary-clinton-presidential-race.html?ref=politics "What is striking is that Mr. Johnson, despite being a former Republican governor who supports limited government, appears to take just as many votes from Mrs. Clinton as he does from Mr. Trump." - mig
[2016-09-15 10:17:16] - aaron: as usual, i was able to get from n3 to n2 pretty easily and i have some ideas on getting down further, but my ideas aren't panning out. ~a
[2016-09-15 10:09:36] - at this point, the NFL would be better off just removing kickoffs entirely. - mig
[2016-09-15 10:08:14] - http://sports.yahoo.com/news/bill-belichick-isnt-bending-to-nfl-kickoff-rule-and-others-may-follow-suit-001819719.html i didn't realize the NFL went with the college style rule for touchbacks (kickoff touchbacks go to the 25). It does seem like a bad idea when you've got far more skilled kickers in the NFL who can angle their kicks to force returns. - mig
[2016-09-15 09:05:06] - a: hmm neat problem. did you try to solve it? - aaron
[2016-09-14 16:41:37] - I agree with Mig that it's complicated, but ultimately I side with pardoning Snowden. The problem I have is explaining why I think he should be pardoned. The best explanation is a variant of "the ends justify the means", which I don't think is a great explanation. -Paul
[2016-09-14 16:14:27] - isn't that's the point of pardoning? everybody knows it's illegal, they did it, they got convicted. what other situation than "shouldn't get a complete pass from the laws they've violated" does somebody get a pardon? ~a
[2016-09-14 15:00:08] - a: I lean towards "pardon him" but i can understand the viewpoint that he shouldn't get a complete pass from the laws he's violated. - mig
[2016-09-14 12:45:06] - mig: why. ~a
[2016-09-14 12:44:44] - aaron: https://projecteuler.net/problem=569 ~a
[2016-09-14 11:46:27] - re: Snowden. It's complicated. - mig
[2016-09-14 11:19:56] - https://pardonsnowden.org/ thoughts?
[2016-09-13 20:51:33] - paul: i'll take shameless politicization for $200, Alex. - mig
[2016-09-13 20:22:05] - I'm not sure what my point is... other than I guess I'm wondering if this should be news, and if so, if it's important at all that he was against helmet laws. -Paul
[2016-09-13 20:21:04] - http://www.cnn.com/2016/09/13/health/lawmaker-dies-in-motorcycle-crash-trnd/index.html After reading the headline, I realized why this was news based on the "irony" factor, but then later on in the article, it mentioned he was wearing a helmet... -Paul
[2016-09-13 15:59:44] - paul: i liked that xkcd too. i liked that it gave a real sense of scale for historical temperature changes versus modern ones - aaron
[2016-09-13 15:58:26] - mig: twitter and godaddy intervened and gave him his twitter handle back, because his story became very popular. - aaron
[2016-09-13 11:10:41] - paul: things are not as they seem i guess
~a[2016-09-13 10:31:42] - a: I guess. It just seems like measuring averages like that from a time period SO long ago would be fraught with margins of error that would make it virtually useless in terms of getting it down to single degrees. Obviously, IANAS, though, so what do I know?
-Paul[2016-09-13 10:13:22] - paul: well, nothing will tell you that at an individual year or decade. but "something" obviously can tell you the average temperature over a *millennium* or so (down to single degrees) if rarndall's interpretation of shakun (2012) maricott (2013) and annan (2013) can be trusted. he talks a little bit about accuracy of the graph at 16,000 bce. ~a
[2016-09-13 09:33:22] - a: Yeah, but how does that tell us how cold or warm the air was down to single degrees? -Paul
[2016-09-13 00:03:02] - paul: ice maybe? ice stores detailed information about what was in the air for instance. ~a
[2016-09-12 16:14:24] - xpovos: "good guy" thief? Maybe the person's intention wasn't to take the account but to give security lesson to @N's owner? - mig
[2016-09-12 16:02:02] - It looks like he eventually got control of @n back. That's interesting. -- Xpovos
[2016-09-12 15:52:04] - http://www.slate.com/articles/news_and_politics/politics/2016/09/trump_s_basket_of_deplorables_hillary_clinton_was_right.html + https://en.wikipedia.org/wiki/Betteridge%27s_law_of_headlines
[2016-09-12 15:01:28] - I kind of liked today's xkcd on a number of levels. It's crazy to me that a 4 degree change in temperature could cause Boston to be buried under a half a mile of ice. Is that solely because of the temperature change or were there other factors at work too? Also, how the heck do we know with such precision the temperatures from thousands of years ago? -Paul
[2016-09-12 14:59:45] - a: I kind of see viruses as a completely different beast from hackers. Comparing it to a real virus makes sense. -Paul
[2016-09-12 14:02:56] - bacteria? ~a
[2016-09-12 14:02:28] - on the other hand, a "virus" has no analogy in real life. except an actual virus, i guess. ~a
[2016-09-12 13:08:45] - a: Nah, I still lock my door, even though I assume a locked door isn't going to stop anybody actually intent on coming in.
-Paul[2016-09-12 12:57:42] - paul: ok, good. your strategy is a good one. i just wanted to be sure you weren't using the baloney: "i don't have anything worth stealing, so i'm fine using poor computer security." i'm glad you're not in this camp. ~a
[2016-09-12 12:44:30] - a: But it's one of those things where I figure that's just going to be the bare minimum that won't protect me at all from a dedicated hacker. -Paul
[2016-09-12 12:43:34] - a: Sure. I guess I should've mentioned that I don't count on it as my ONLY defense. I try to keep my anti-virus up to date, use 2FA (is that the right acronym?) when I can, use as many different (relatively) strong passwords as I can... -Paul
[2016-09-12 12:35:44] - "Don't have anything anybody wants or be anybody somebody wants to attack" . . paul, i think that only gets you so far. a virus doesn't make that kind of assessment, so if your software is very out-of-date, a virus will come by and make your life very very hard. that's why i think my (personal) best defense is keeping my software up-to-date and backing up often. ~a
[2016-09-12 11:58:02] - aaron: And hopefully that keeps me safe. One of the biggest deterrents to wanting to get into politics (that, and a complete lack of ability). -Paul
[2016-09-12 11:57:28] - aaron: I think I had read that story on ArsTechnica before. Just seems like no matter how safe you try to be online, a dedicated hacker can find a way to identify the weak link. That's why I think my (personal) best defense is anonymity. Don't have anything anybody wants or be anybody somebody wants to attack... -Paul
[2016-09-12 10:48:12] - All this over a twitter username. Seriously? - mig
[2016-09-12 10:32:18] - very interesting story. i wonder if he'll ever get back his old username. ~a
[2016-09-12 10:28:01] - aaron: a long TTL for the MX record is an interesting suggestion. i'm going to start doing this. ~a
[2016-09-12 09:23:49] - https://medium.com/@N/how-i-lost-my-50-000-twitter-username-24eb09e026dd#.gf1wf19g4 "how i lost my $50,000 twitter username", interesting read if you're interested in how you might realistically be targetted by a hacker even if you're following proper security precautions (256-bit random generated passwords, etc) - aaron
[2016-09-08 12:57:24] - As for singlepayer, the topic is way too toxic amongst a large portion of the electorate (adding to the fact that it was a bit of disaster in Vermont) that I don't think even a President Clinton would consider pushing for it. My best guess is we'll see a big push for a public option as it's probably the best way for the gov to try and hide the costs of ACA. - mig
[2016-09-08 12:54:09] - mig: That seems like the most likely result to me, sadly. -Paul
[2016-09-08 12:52:24] - paul: well the current hot take from pro-ACA people is to push again for the public option. Though given the rather spectacular failure of the health care co-ops (which were modeled as a compromise for the public option), it's likely to be hugely expensive to run. - mig
[2016-09-08 12:35:24] - mig: I just wonder what will be next. More rules and regulations to try to keep insurance companies in? Scrapping it all and replacing it with something even closer to a single payer system? Finally an acknowledgement that government intervention in health care is hurting more than helping (Ha!). -Paul
[2016-09-08 12:30:22] - paul: but going back to your point about the ACA, it does seem like we are going to certainly enter the dreaded death spiral, at least as far as the exchange market is concerned. - mig
[2016-09-08 12:25:25] - paul: wasn't really thinking about it. - mig
[2016-09-08 12:19:59] - mig: You going to try to get Nationals playoff tickets? -Paul
[2016-09-08 11:43:07] - a: I can see the appeal of arguing the opposite side of a topic, but I guess it confuses me because 99% of the time I spend debating with you I assume you believe one thing, so that's what sticks in my mind... not that you revealed your true self at the end.
-Paul[2016-09-08 11:27:25] - i do advocate for satanism. and . . . more seriously, i do often like a logical argument regardless of where i stand on a topic. it pisses people off actually. we need my version of "sarcastic hands". devil's-advocate-hands? ~a
[2016-09-08 10:33:18] - a: Um... I don't know if I would say I like to put you in a box, but I just think that when you say things arguing in favor or something... I tend to think you support that thing? I dunno, it feels like you do a lot of devil's advocate things where you'll argue a point and then end the debate with, "Psych!".
-Paul[2016-09-08 10:25:13] - paul: also i've argued on the other side, so you might be remembering stuff like this (2009) "but people do need health insurance. you're wrong. without health insurance, you get a worse rate with the healthcare industry. (we can argue that it's lame, but it's still true) without health insurance, you can't afford to pay for health-care. ..." ~a
[2016-09-08 10:19:33] - paul: you like to put me into a box. for you, i remember that actions speak louder than words: i often vote for non-democrats. i also have three times donated to candidates that accepted bitcoin donations, which so far have been 0% democrat candidates. ~a
[2016-09-08 10:08:02] - a: Okay. I thought Daniel at least was pretty pro-Obamacare, and I thought you and Aaron were too. There's been a couple of times I thought you were for something and then you suddenly claimed you weren't, though. -Paul
[2016-09-08 10:06:48] - mig: We won! We drove all the non-libertarians away!
-Paul[2016-09-08 09:52:27] - I'm pretty sure all the people who would be pro-ACA don't peruse the board anymore. - mig
[2016-09-07 17:18:15] - paul: "Wasn't the entire message board population besides Miguel and I pretty much pro-Obamacare?" nope. i was pretty neutral about it from the get-go. 2013: "come on, paul, i'm no obamacare-proponent and i feel weird backing up the administration on this, but the article doesn't contain any real problems with the law" ~a
[2016-09-07 17:02:27] - a: By shutting down do you mean leave the exchanges? -Paul
[2016-09-07 17:01:58] - a: "i don't think you're going to get much defense of ppaca here" That seems like a wild swing from a few years ago. Wasn't the entire message board population besides Miguel and I pretty much pro-Obamacare? -Paul
[2016-09-07 16:30:26] - paul: i don't think you're going to get much defense of ppaca here. there are worse things, but imo it's pretty fucked. so . . . to push past this. what's going to happen if all of the private companies shut down? does the government provide healthcare insurance? ~a
[2016-09-07 15:59:18] - https://playoverwatch.com/en-us/blog/20243911 Any Xbox One owners who might be interested in playing this weekend?
-Paul[2016-09-07 14:49:25] - Whoops, finger slipped... -Paul
[2016-09-07 14:49:09] - Not because of the botched roll-out where the site didn't work, but because of the inevitable (in my mind) "death spiral
[2016-09-07 14:48:44] - I feel like we haven't talked about Obamacare here in a while, but I've seen a lot of articles about the challenges Obamacare is going through with insurers pulling out because they are having trouble making it profitable despite the soaring prices. This is the reason I didn't think the law would work... -Paul
[2016-08-31 12:31:35] - a: Yeah, I thought about stuff like dvorak, but didn't consider a one-handed scheme. I'm not surprised someone did. And part of me is now genuinely wondering how long it could possibly take to learn given how much my hands are adapting to the current situation. I guess the brain is the bigger problem, not muscle memory, though. -- Xpovos
[2016-08-31 11:35:31] - dvorak left. obviously this would matter more if your typing problem was less temporary. ~a
[2016-08-31 10:03:53] - Two days in, though, it's starting to become more of a habit. I wonder how this will affect me when I can start using the middle finger again. -- Xpovos
[2016-08-31 10:03:09] - I'm not a perfect touch typist, but losing the ability to use a finger means that my memorized patterns for letters don't work all of a sudden. I could just go back to hunt and peck, but I'm finding I'm faster with my right ring finger doing double-duty. But it's making an absurd number of errors. -- Xpovos
[2016-08-31 10:01:53] - On Monday I injured the middle finger on my right hand (I pinched it between something really heavy and something really hard). Took it to the doctor. No break, fortunately, but I'm probably going to lose the nail. Plus, of course, it hurts. It's bandaged up to help prevent bumps/pain and infection. The real issue, though, is typing. -- Xpovos
[2016-08-30 10:52:47] - aaron: Yeah, I think vodka always works better in my mind than in reality. -Paul
[2016-08-30 08:34:52] - paul: i think vodka kind of cuts through anything milky like that for some reason. you can still taste both flavors. rum works a little better in a shake - aaron
[2016-08-29 15:02:30] - hmmm, I didn't think bourbon would be a good match, but the menu used Jim Beam as an example. - mig
[2016-08-29 14:47:19] - imo, any coffee or chocolate liquor would work well too, assuming you like those things. ~a
[2016-08-29 14:45:59] - mig: basically, rum or bourbon ~a
[2016-08-29 13:31:54] - mig: I've always thought vodka would go well with a vanilla shake. Maybe some kind of clear rum? Even a flavored (coconut or pineapple) rum sounds good. -Paul
[2016-08-29 13:09:48] - I'm asking because I was at Red Robin yesterday and saw on the menu you had the option of spiking any shake with any liquor. Hence the question. - mig
[2016-08-29 13:09:05] - yeah something other than Bailey's. I'm exploring options. - mig
[2016-08-29 12:55:08] - mig: Does Bailey's count? Or are you asking about something more normal? Note: I believe I have far less experience in this than you would have. -Paul
[2016-08-29 12:42:41] - If I were to spike a vanilla shake with liquor, which one works the best? - mig
[2016-08-29 10:47:28] - there's a series of 3 videos where he shows off various nintendo games being played by this algorithm and they're very diverse and fun to watch - aaron
[2016-08-29 10:46:13] - https://www.youtube.com/watch?v=xOCurBYI_gY "playfun", an AI algorithm which tries to learn to play NES games. it does this in a trivially simple way where it watches someone else play, and measures which byte values go up to try and guess what "winning" means - aaron
[2016-08-25 12:10:30] - a: Hmm. That all sounds way more complicated than it looks. That's not surprising, that's much of computers, and particularly computer security. -- Xpovos
[2016-08-25 11:39:07] - xpovos: they're giving up control because they're letting other companies go into their systems and get data and (potentially) make changes. i'll back-off from a little about what i said before, becuase it looks like some people are trying to do these things. ~a
[2016-08-25 11:31:34] - a: I don't see how they are giving up control. Oauth is a protocol. Do they give up a lot of control by choosing to is IPv6 instead of some crazy thing they cobbled together themselves? -- Xpovos
[2016-08-25 11:23:15] - daniel: agreed. but, yeah, the banks have very little reason to support this use case. turbotax (pulling tax records at tax time) is a similar use-case that they're more likely to support. ~a
[2016-08-25 11:20:52] - xpovos: the problem with all of this, is no bank would agree to using oauth. they don't get anything out of it (except a few happy users). and they give up a lot (a lot of control, and are basically giving free advertising to others). ~a
[2016-08-25 11:19:44] - xpovos: well conceptually, oauth2 lets a user type a password into system-A, and then system-A gives credentials to system-B that system-B can use to do "things". in our example, you type a password into your bank, and then the bank gives a credential (basically just a really long number) to mint. mint could then use those creds to query data from the bank. ~a
[2016-08-25 10:43:07] - a: Alternatively if banks provided read only accounts that would solve a lot of issues with it as well. -Daniel
[2016-08-25 10:33:02] - a: Is there a good resource you'd recommend to someone like to me to learn more about oauth? This was the first I'd seen it and after Googling a little, I have a basic idea, but everything I've found is either a very generic overview, or super technical. -- Xpovos
[2016-08-25 10:31:24] - Daniel: I'm tempted to remove my account (I've done it in the past when I thought I was done using it for good), but I wanted to give it one more try first. Just haven't gotten around to it. -Paul
[2016-08-25 10:30:54] - Daniel: I've used (I guess technically still use) Mint. I like the idea of it, but I find the execution just a little lacking. I was (and still am) worried about giving them my passwords too. I don't have concerns about them being legit, but am concerned about what Adrian says. -Paul
[2016-08-25 10:09:17] - daniel: she should be worried. not because they'll do anything malicious, but because you'll both have some annoying headaches when your passwords eventually leak. not if, but when. they can't hash your passwords and without oauth (something they won't do), there's really nothing they can do. ~a
[2016-08-25 09:12:05] - Anyone here use an online financial aggregator? Bettermint/Personal Captial/Mint etc? Anyone have thoughts on those? I'm trying one out but don't really have an opinion yet. Andrea is worried about them because you have to give them passwords for them to go get your info. -Daniel
[2016-08-24 16:59:41] - Daniel: Heh, they're pretty good everywhere else. Lots of Vanguard funds. I'll have to look into this to see if I'm missing something. -Paul
[2016-08-24 16:55:33] - Paul: You work at the Fool right? Shouldn't they be on top of this kind of thing? Join their 401k committee (or whatever they have)! Right the wrongs! -Daniel
[2016-08-24 16:53:38] - Ah, I remember now why I don't have foreign funds in my 401(k)... no Vanguard funds available. Only funds with >0.5% expense ratios. -Paul
[2016-08-24 16:25:06] - a: Maybe non-public is the wrong word. Start-up? -Paul
[2016-08-24 16:19:38] - a: No. I wish I could remember the name of it (something like Article A of the Jobs Act, or something super unmemorable), but it basically allows regular people to become something akin to venture capitalists. See: wefunder.com -Paul
[2016-08-24 16:08:31] - paul: how do you invest in non-public companies? i mean, you're talking about tmf? or something else? ~a
[2016-08-24 15:59:40] - a: I'm working on it. I've got more diversification (real estate, peer-to-peer lending, precious metals... even investing in non-public companies). -Paul
[2016-08-24 15:57:03] - Daniel: Good point about emerging markets vs non. I think I have both covered (two different Vanguard funds), but I should make sure to think of them specifically as different classes. -Paul
[2016-08-24 15:53:23] - Daniel: Yeah, I forgot to mention bonds. I am intentionally avoiding those. I'm all-in on aggressive risk taking at this stage of my life (I'm even more overweight on international stocks than most people suggest). -Paul
[2016-08-24 15:36:34] - paul: bitcoin. ~a
[2016-08-24 15:25:23] - Paul: Bonds? Those are generally a bigger portion of people's allocation than REITs. Foreign can be broken up into emerging markets and non if you care about that breakdown as well. -Daniel
[2016-08-24 14:19:11] - aDaniel: Cool, thanks. I'm probably not going to re-balance very often, but it does sound like I need to add some international exposure to my 401(k) and possibly switch some in my traditional IRA to something else. Am I missing any major areas other than small-caps, mid-caps, large-caps, foreign and REITs? -Paul
[2016-08-24 14:00:55] - http://sports.yahoo.com/news/lebron-james-totally-wasnt-trolling-the-warriors-with-that-ultimate-warrior-shirt-you-guys-213423212.html not everyday you see WoW referenced in mainstream sports blog. - mig
[2016-08-24 13:40:54] - Rebalancing in a traditional IRA is free I believe as well. -Daniel
[2016-08-24 13:40:24] - In general you should rebalance at least once a year. I'm not sure how often would be to often or if there is a too often. Once a day seems excessive but maybe there are people who rebalance daily? I don't know. -Daniel
[2016-08-24 13:38:08] - paul: re-balancing is free if it's roth. (maybe also be free if it's traditional, but i'm less sure of how traditional ira taxes work when your have taxable events). it obviosly bothers you, so just do it! i rebalance on occasion when i want my current funds to match my "desired allocation". ~a
[2016-08-24 13:36:42] - Paul: Yeah I think the idea is you only need more if the proportions don't match your desired allocation. As long as it matches then you are good. So as you contribute to your 401k over time then it might push your allocation out of wack so then maybe eventually you would need to add some international fund to your 401k for example. -Daniel
[2016-08-24 13:32:43] - Daniel: I think so. I was looking at it more in the sense of "timing" (not that I'm trying to time the market) because all of my international exposure was bought at the same time and I'm no longer getting any more, but it does sound like re-balancing might be the bigger concern. Thanks. -Paul
[2016-08-24 13:28:02] - That make sense / help any? -Daniel
[2016-08-24 13:27:52] - So you could change them to be invested in the same stuff in the same proportions or put all international in one and all domestic in the other. As long as the overall ratio matches up to your desired asset allocation you're good. Then you just have to rebalance every so often to account for market and contributions changing things. -Daniel
[2016-08-24 13:25:57] - are out of balance with your desired allocation. So if you think you only want 25% of your overall portfolio in international funds but the IRA only gets you to 20% then as you add money to your 401k that will come back into balance (or you could change IRA composition) but if the IRA is putting you at 50% international then maybe you want to look at changing it.
[2016-08-24 13:24:41] - Paul: So independent of those questions you should think about what your want your asset allocation to be for your retirement funds. Once you decide on that you can look at your overall portfolio and see how it lines up against your target. So its not about whether you are regularly putting cash into the international ones its about which asset classes...
[2016-08-24 11:41:21] - Daniel: I'm worried that not getting those regular cash infusions for international markets is sub-optimal. -Paul
[2016-08-24 11:40:42] - Right now, those vehicles are invested in different types of vanguard funds. My IRA is much more weighted towards international stocks (my 401(k) has none) and my 401(k) is moderately invested in a REIT index and my IRA has none of that. Ideally, should I just have both invested in the same funds? -Paul
[2016-08-24 11:38:18] - Daniel: I have a retirement fund philosophy question for you. I've got a traditional IRA through Vanguard which is not getting any additional funds added to it. My 401(k) is entirely invested in vanguard funds and is much smaller (1/5th the size or so) but is getting money added twice a month. -Paul
[2016-08-23 13:43:26] - Paul: Galaxy S4 (I think) I called it a 3 when bought a new battery and that caused problems. The battery fit and worked, but was smaller in form factor and capacity so it didn't actually improve my battery life like I'd hoped since I'd worn down the original. I'm on T-Mobile still. It only updated to KitKat a few months ago. I was on Jelly Bean forever. -- Xpovos
[2016-08-23 11:22:56] - Xpovos: What phone do you have? And which carrier? -Paul
[2016-08-22 19:16:42] - I'm still on KitKat.
-- Xpovos[2016-08-22 17:11:58] - i guess this shouldn't surprise anybody, but the companies in the s&p500 are collectively worth more than all of the gold in the world (mined). same can be said about nasdaq. also nyse. but these are relatively recent things. until the last few decades, the "weight" we put in gold was higher than ~500 large relevant companies. ~a
[2016-08-22 16:47:45] - daniel: marshmallow is pretty sweet. i'm not happy that it'll probably be the most-recent OS my device ever sees: i.e. planned obsolecence? but like i said, it is fine with me if my carrier is ok with me using marshmallow for the next two+ years. ~a
[2016-08-22 16:38:12] - More hopes being crushed. -Daniel
[2016-08-22 16:33:10] - "In case you're wondering, the Nexus 5 or Nexus 7 (2013) won't be getting Nougat." ooof. ~a
[2016-08-22 16:19:55] - a: At least my Nexus 7 should get it spiffy quick. -Paul
[2016-08-22 16:19:36] - a: Yeah, I saw it got released. I haven't been tracking android releases as much as I used to. Ever since my hopes for lollipop to improve my battery life got crushed I haven't bothered getting excited for android updates. Also, I'm on Verizon, so I get new versions of Android super late. -Paul
[2016-08-22 15:55:52] - paul: nougat ~a
[2016-08-22 10:23:10] -
yeah, it's not a terribly deep game. and i found myself taking a lazy way out sometimes. ~a[2016-08-22 08:19:37] - a: cute! it can't get too difficult, the hardest puzzle only has 120 possibilities. that's not a big number to brute force. - aaron
[2016-08-21 10:48:38] - aaron: http://david-peter.de/cube-composer/ seems like a game you'd like. got to 2.1 and they're pretty easy so far. ~a
[2016-08-19 18:20:19] - does the tpp contain sopa? i read that somewhere. it does appear to have some sopa-like bullshit. ~a
[2016-08-18 15:18:13] - my coworker tried it out. it's super expensive for the "under an hour" feature, but we tried it out anyways: $20 minimum, $8 delivery for under an hour, plus $5 (optional) tip. she probably would have gotten here in half an hour if she didn't spend 20 minutes circling the building. final time: 48 minutes 39 seconds. ~a
[2016-08-18 13:54:49] - oooooooh, i wanna try it!
~a[2016-08-18 13:42:39] - https://www.arlnow.com/2016/08/18/amazon-launches-one-hour-delivery-in-arlington/ amazon prime now (one hour delivery) launches in nova - aaron
[2016-08-18 11:06:35] - paul: hahaha, i was worried you would take that personally. ~a
[2016-08-18 10:30:27] - Daniel: You got me. I chose those letters myself because if you say them three times, then a deposed Nigerian King will give you millions of dollars. -Paul
[2016-08-18 10:18:21] - Paul: C'mon Paul. Don't hold out on us! -Daniel
[2016-08-18 10:08:45] - a: What? Why am I the spambot expert? Have you stopped beating your wife yet?
-Paul[2016-08-18 10:01:16] - daniel:
lots of the spam has that junk at the beginning or end. i have two theories: 1. the junk at the end is hoping to confuse spam-filters. 2. that's a unique id that the spam companies use to study which spam is getting filtered and which spam is making it through the filters. paul, any insights? ~a[2016-08-18 09:15:56] - Its like the bot started by trying to offer helpful weight loss tips then just gave up part way through. -Daniel
[2016-08-17 18:06:12] - ok, garcinia, you can stay. ~a
[2016-08-16 11:56:22] - paul: yeah, he's quoting lyrics from the song "dust in the wind" i guess. well really he's just quoting the title - aaron
[2016-08-16 11:20:18] - aaron: I never quite understood that myself. At the time (and I guess to this day) I assumed that somehow Bill managed to have some sort of deep philosophical break-through (was he quoting a music lyric?) that caused Socrates to have his epiphany. -Paul
[2016-08-15 22:54:44] - in bill and ted's excellent adventure, bill pantomimes to socrates, "all we are is dust in the wind dude," and socrates has some epiphany. do you guys think that the epiphany was from socrates actually understanding bill? or from misunderstanding him. i was never 100% clear on this - aaron
[2016-08-15 12:38:23] - Index Funds are not quite as automated as I thought they were. Interesting stuff: http://www.bloomberg.com/news/articles/2016-08-15/vanguard-s-gerry-o-reilly-offers-a-rare-look-inside-an-index-fund -Daniel
[2016-08-12 16:08:13] - Aaron: Thanks. I'm still at the point where I can't pinpoint which heroes always seem to be better than mine. They all seem better than mine just because I suck at the game too much.
-Paul[2016-08-12 16:04:16] - aaron: oo good idea, I like it. Though if the character isn't up in the free rotation might be tricky. -Daniel
[2016-08-12 15:20:30] - paul: but after playing him his weaknesses are pretty hilarious. he has literally no movement skills and his highest damage skills are so slow that people always dodge them. so i think it's good when you play against someone like xul -- to try them out yourself see why they're not so great - aaron
[2016-08-12 15:18:21] - paul: it's also totally normal to feel like other heroes are broken. a good strategy is to play as them, and then they won't be broken anymore because you're bad. i thought kaelthas was broken because he does so much damage. - aaron
[2016-08-12 14:24:13] - watch the replay of the game where I was Uther last night for ideas? - mig
[2016-08-12 11:28:40] - Daniel: I feel like I am always in danger when I am melee. My time as Uther was just (1) Spawn (2) Charge forward (3) Start hammering somebody (4) Immediately die -Paul
[2016-08-12 11:21:24] - Paul: I think melee is harder for me too. Its harder for me to judge when I'm in danger. -Daniel
[2016-08-12 11:15:52] - Daniel: I think I am just flat out not good with anybody who isn't ranged. -Paul
[2016-08-12 11:10:55] - Paul: The first time I play new people I do pretty bad too. If thats any consolation. -Daniel
[2016-08-12 11:07:36] - mig: Thanks, that's what I figured. I was just thinking of trying to specialize in one character since it seems disastrous when I try new people (*cough*Uther*cough*). -Paul
[2016-08-12 11:07:00] - mig: So there's no hope for me.
-Paul[2016-08-12 10:54:30] - paul: the only way to improve your hero is simply by playing better. - mig
[2016-08-12 10:53:00] - paul: no, you cannot buy any power in any shape or form in heroes. - mig
[2016-08-12 10:30:36] - Heroes of the Storm peeps: If I wanted to specialize in one character, is there anything to spend gold on to improve that character? Looks like gold is for unlocking heroes and buying skins only? -Paul
[2016-08-11 12:13:56] - But apparently I'm on AMD an since what I was looking for was a secondary card to let me dual-monitor, I think I'm off the "interested" list. -- Xpovos
[2016-08-11 12:10:13] - Well, the 470 is marginally better than the video card I currently have installed, apparently.
-- Xpovos[2016-08-11 11:57:57] - Paul: I'll have to have a look and I'm leaving shortly, so I'm not sure I'd have time. -- Xpovos
[2016-08-11 11:29:47] - paul: i bet yuriy could use one! - aaron
[2016-08-11 10:49:28] - Figure it's a long shot, but my work is giving away two video cards they no longer need (GTX470 and GTX460). Anybody here need one? -Paul
[2016-08-10 17:11:24] - he's running for president, but part of his campaign has been about how he does all of his own stunts. no teleprompter, unscripted, his own tweets, etc. ~a
[2016-08-10 17:06:02] - there's people who write their own tweets, and people who are too busy to type so someone else handles the typing part, and people who are too busy to think so they let someone else write the tweets and someone else type the tweets someone else wrote. i assumed he was 100% in the latter camp, i mean he's running for president - aaron
[2016-08-10 17:04:09] - daniel: honestly the most surprising thing is that Trump is still responsible for any of his own tweets, and that they're not all filtered through a squad of PR dudes - aaron
[2016-08-10 13:22:32] - http://varianceexplained.org/r/trump-tweets/ very interesting. -Daniel
[2016-08-09 15:51:02] - paul: i bid $1/hour. ~a
[2016-08-09 15:16:36] - aaron: I've heard it's pretty good, but finding time away from the kids is a tough ask. -Paul
[2016-08-09 14:31:23] - is anybody interested in seeing seth rogan's new R-rated CG movie sausage party? i'll probably go see it this friday - aaron
[2016-08-09 14:15:31] - a: Basically, although the specific reference is to a Ron Paul meme which appears to have been used now to indicate the potential rise of Gary Johnson. -Paul
[2016-08-09 14:12:35] - paul: it's happening = drumpf is so fucked ? ~a
[2016-08-09 13:46:45] - http://www.cnn.com/2016/08/09/politics/sen-susan-collins-explains-opposition-to-donald-trump-says-he-will-make-the-world-more-dangerous/index.html "Collins said she could vote for Libertarian Gary Johnson" #ItsHappening -Paul
[2016-08-09 12:45:58] - paul: Stop AB 1326—California’s Bitcoin License ~a
[2016-08-09 12:42:39] - daniel: i loved that clip, i ended up watching it three times. i think the trial's happening soon too, albeit with a different judge - aaron
[2016-08-09 12:04:43] - xpovos: true enough. It's an odd mechanic they've added in, but probably necessary to keep arena feel fresh when a new x-pac is out. - mig
[2016-08-09 12:01:35] - mig: OK, that makes sense. But the problem there is the over-weighting of new cards, IMO. -- Xpovos
[2016-08-09 11:55:18] - xpovos: The problem there is their system of having more recent x-pacs show up more often in arena, and the fact that purify is common, meaning it would show up quite a bit in drafts, which arguably makes priest even worse in that mode than it already is. - mig
[2016-08-09 11:38:10] - mig: I haven't watched the Brode thing yet, but I did see that they banned it in Arena. I can't see that at all. Unless they just think that seeing the card is going to cause an irrational hate response that causes players to quit the game, or something. I'd play that card in Arena depending on what the other choices were. -- Xpovos
[2016-08-09 11:35:46] - xpovos: I'm not pitchforking or anything (considering priest is by far the least played class for me), but I thought Blizzard's reaction was interesting. For the most part, admitting they should have probably not printed that card for the set, and essentially banning it from arena (the idea of banning a card because it's so bad is sort of astonishing). - mig
[2016-08-09 11:27:41] - Paul: That is both funny, sad, and crazy. -Daniel
[2016-08-09 11:19:02] - daniel: omg too much funny. ~a
[2016-08-09 11:15:59] - I can't think of any other area of the economy where we just accept that certain things cost $X... unless they magically cost 1/7th of that for inexplicable reasons that we just accept. -Paul
[2016-08-09 11:15:07] - So I give the card to the pharmacist, making it clear I have no idea why I am doing it or how this works. They punch in some numbers and now my prescription is something like $3 a month. That's crazy, and cheaper than even getting a 90 day supply through mail order. -Paul
[2016-08-09 11:14:20] - Another reason why our health care system is screwed up: I've been paying something like $20 for a month supply of my cholesterol medication (Crestor) for months when recently I got some card in the mail saying to give it to the pharmacist to get a discount on Crestor (where did it come from? I have no idea). -Paul
[2016-08-09 11:11:53] - Xpovos: https://www.youtube.com/watch?v=7vN_PEmeKb0 Rick and Morty do the transcript from that incident. Its pretty funny but pretty NSFW audio so wear headphones if you are at work. -Daniel
[2016-08-09 11:06:54] - title: i don't get it. ~a
[2016-08-09 11:02:44] - mig: All of that said, I'm not upset or in arms. I'd prefer Priest be a completely viable high-end class, but you can make a Priest deck that will win enough for my needs and I think complaining over an imperfectly balanced game that is constantly in flux and which needs to balance 9-distinct angles is pretty stupid. Hearthstone will never be perfect. -- Xpovos
[2016-08-09 11:00:51] - mig: I play Hearthstone still, but I hadn't followed any of the Purify craziness. I just brushed up on it and here's my take: Purify could cost 1-mana and probably be fair. At 2-mana I can see the complaint, particularly given that Priest is notably weak. And this card even when made stronger doesn't actually fix the Priest problem. They need Lightbomb back. -- Xpovos
[2016-08-09 10:57:05] - And now for something completely different: http://legal.blog.ajc.com/2016/06/23/georgia-judge-loses-it-over-vulgar-courtroom-exchange/ -- Xpovos
[2016-08-09 10:55:22] - a: For Fidelity's retirement income fund that is. -Daniel
[2016-08-09 10:55:00] - a: Certainly you can deviate if you want to have more growth with more risk but thats the starting point I would probably go with. As another point Fidelity has 25% cash, 46% bond, and the rest stock. -Daniel
[2016-08-09 10:53:00] - a: I think the easiest way to ever guide investment questions is to look at the Vanguard Target Funds. In this case https://personal.vanguard.com/us/funds/snapshot?FundId=0308&FundIntExt=INT#tab=2 has 70% bonds and 30% stocks. -Daniel
[2016-08-09 10:45:32] - xpovos: I don't know if you still follow hearthstone, but have you been following the great "Purify" controversy? I'm actually curious on takes from people with MTG backgrounds. - mig
[2016-08-09 10:41:47] - daniel: any ideas how i should "invest" my money in the sim after retirement? ~a
[2016-08-09 10:41:40] - daniel: yeah, i read about that study which is why i made the simulator: i tried to recreate the study, in my own simplistic way. i think the part i fucked up, was i used 100% allocation of stocks, which this thing suggests i shouldn't have done: https://www.bogleheads.org/w/images/c/c2/Pfau-Figure-2.jpg ~a
[2016-08-09 10:38:47] - a: I still haven't gone through the simulator yet, though I still want to, but https://www.bogleheads.org/wiki/Trinity_study_update, stuff like that seems to indicate this is a workable problem. Still these are good things to think about! -Daniel
[2016-08-09 10:35:52] - Daniel: I generally have a higher risk tolerance than I'm "supposed" to. I'm still pretty much 100% in stocks (not totally accurate, but I'm 0% in bonds) and I also have a larger exposure to international markets than the recommendation. I want that big growth and I'm willing to stomach some big drops too. -Paul
[2016-08-09 10:29:57] - daniel/paul: my simulation says you could run out of money as early as 13 years! 1972-12-01 if you retired then, there was a huge inflationary period and a downturn in the market. 13 years, out of money. ~a
[2016-08-09 10:27:14] - daniel/paul: another problem with the spreadsheet that my simulator tries to prove out is that inflation and VTINX returns don't come evenly. they come in spurts, and there are huge downturns. if those upticks and downturns come at exactly the wrong time, then you could be fuked: you could run out of money ***WAY*** before the end of retirement. ~a
[2016-08-09 10:25:05] - a: Thats the biggest thing in making this sheet is just to see the math play out how small changes and things like do I withdraw 3.5%? 4%? What if I get a 6% average return? What if I get 8%? To see how all of those play out. Its pretty crazy. -Daniel
[2016-08-09 10:23:55] - a: Looks like you are right about inflation too! Apparently 3% is more common for planning but some worry thats still to low. I set it to 3.5 as a starting point in the sheet but certainly seeing how changes to inflation shakes out is educational. -Daniel
[2016-08-09 10:21:32] - "for a minority of people, it's a major inconvenience and a ridiculous burden (you've agreed to this)." in regard to Virginia's ID law, the courts do not agree (for now). - mig
[2016-08-09 10:20:10] - Paul: Depends on what you are looking for but sure. Large companies are better for smoothing the volatility curve and dividends. I would agree though that bigger growth often comes from the smaller / mid sized companies. -Daniel
[2016-08-09 10:14:54] - Daniel: I'm even coming around to the S&P not being a great index because it's just the biggest companies when oftentimes the best growth comes from small and mid-sized companies. That's why I've been looking into the Vanguard Total Market fund instead of the S&P500 index fund. -Paul
[2016-08-09 10:13:18] - a: Yes, that is a legitimate reason for a tiny percentage of people, but for the vast majority it is not really applicable. I'm basically saying I think there needs to be a better argument in favor of not requiring Voter IDs (lack in-person voter fraud is a much better avenue, IMHO). -Paul
[2016-08-09 10:12:20] - a: Right, we're on the same side of the greater issue, I just think this is a crappy argument for the anti-Voter-ID side. I'm trying to think of something comparable. It's like arguing for legal abortions because of pregnancies as a result of incestual rape. -Paul
[2016-08-09 09:57:22] - Also as a note I think Dow Jones is a bit of a silly index because its just 26 companies that the Dow thinks are cool but they can just basically pick whatever. I think for post retirement investing you still want to have some stocks since you are going to be retired for a long time so you want some growth but I don't think you want 100% to reduce volatilty. -Daniel
[2016-08-09 09:55:37] - I think taxes are the biggest weakness of that sheet I made. Taxes are complicated and hard to know what they'll be in the future.
-Daniel[2016-08-09 09:55:11] - a: For the retirement investing I looked at VTINX as a rough guide. Its certainly something that could fluctuate and could have a big impact on the results. Thanks for pointing out the formulas! I changed those so I think they're right now. Yeah I looked and I didn't realize that historically inflation had been higher. I'll look into that. -Daniel
[2016-08-09 01:02:32] - for a minority of people, it's a major inconvenience and a ridiculous burden (you've agreed to this). also there's no value in it (you've agreed to this). i'll concede it's a minor inconvenience for a majority of people . . . but that matters not! ~a
[2016-08-09 00:25:18] - a: What we're arguing about is whether it's ridiculous to require people to have an ID to vote. I think for the vast majority of people, it's a minor inconvenience and not some ridiculous burden. IDs are required for so many things, is it a ridiculous burden for all of those things too? -Paul
[2016-08-09 00:22:56] - a: The movie the rest of us enjoy is voting, and the blind people are being harmed by not voting. It wasn't an exact analogy.
-Paul[2016-08-08 23:32:55] - oh, also! blind people need to be somehow harmed when they don't watch the movies. i think i love this analogy actually. ~a
[2016-08-08 23:32:36] - paul: well it's good to hear you don't support voter id laws. what were we arguing about again?
your analogy doesn't make much sense to me: there's no "movie" to "enjoy" for the rest of us. so . . . why do we make these movies . . . that nobody enjoys and blind people can't watch? ~a[2016-08-08 23:09:18] - a: Not much, in my opinion, which is why I don't necessarily support voter ID laws. I just don't see this as a compelling reason to be against it. To me, it's like saying we shouldn't have movies because blind people can't see them. Sure, it really sucks for a tiny portion of the population, but that doesn't mean we shouldn't enjoy movies. -Paul
[2016-08-08 22:20:51] - paul: ok. those people where it's a major burden, by your admission . . . why are we doing this to them exactly? why are we majorly burdening these people? what have we gained? ~a
[2016-08-08 19:56:51] - a: Hence going back to what I was saying: For those people without IDs and cars and money and not near any public transportation, it's probably a major burden (but it's also probably the least of their worries). For everybody else (probably the majority of the percentages you referred to), I think it's more of an inconvenience. -Paul
[2016-08-08 19:54:39] - a: Right, but your numbers weren't people without cars or money. You cherry picked a small section of the population that disproportionately didn't have IDs and seem to be either assuming they also don't have cars and IDs OR are saying that even if they do, it's a ridiculous burden for them to get an ID. -Paul
[2016-08-08 19:14:09] - same thing with I4. ~a
[2016-08-08 19:10:37] - daniel: I5 should definitely default to 4%, not 2%. 2% is only recent inflation, historically we get over 5% pretty often. also, I6 should be (I5+1)^(1/12)-1 (pretty minor change, only changes things by a few months) ~a
[2016-08-08 18:57:43] - also, another thing i noticed reading your link: i use google spreadsheet bunches, and i didn't know you could create "named ranges" (basically you can name a cell, and use it in equations). that's so cool! i'm going to start using this everywhere. ~a
[2016-08-08 18:37:58] - here's how i'd like to adjust my simulator based on reading through your link: tell me how you plan on getting 5%/year after retirement? i use an investment in djia (or s&p500 or vtsax) for my simulator, but that's probably too volatile for post-retirement? ~a
[2016-08-08 18:24:07] - daniel: https://github.com/arichnad/retirement-simulator if i try to get out 4% per year (inflation adjusted), and i want the retirement money to last 33 years or longer, i'm going to be sad like 58% of the possible start-retirement times between 1947 and 1983 (2016 minus 33 years). ~a
[2016-08-08 18:01:14] - daniel: there are two inputs: the number of years you want to live past retirement, and the percentage you want to take out every year (it gets amortized per month). yes, you can see it, hold on let me push to github. ~a
[2016-08-08 17:53:36] - a: The 4% rule is just an idea for how much to withdrawl. You can change it based on how much you think you actually need to make it through a given month/year. How did your simulator work? What were the inputs? Can I see it? -Daniel
[2016-08-08 17:50:22] - daniel: omg, you'll love this. i recently made a simulator that simulated retiring every month from 1947 to 2016! it takes inflation into account. the results are actually *very* bad. either the 4% rule is wrong, or my simulation is wrong. does the 4% rule assume your money is in some sort of specific monetary instrument? because i used djia, and it was bad. ~a
[2016-08-08 17:47:25] - paul: (your text didn't include anything about voting in it. i assume you're talking about voting?) considering lots of people don't have cars and also don't have money? yes. read the long string of messages that start with "mig:" i posted earlier today about why i think this way. ~a
[2016-08-08 16:57:26] - Oh link.... https://docs.google.com/spreadsheets/d/1O2f9FKEPphp4D03l1BOLI8QsBtOJgeRP6WKnC1hsUgA/edit?usp=sharing -Daniel
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